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Take-Home Pay Calculator 2026
Free Canadian take-home pay calculator for 2026: your net pay per year, month and paycheque after federal and provincial income tax, CPP/CPP2 and EI, using CRA payroll rates.
1. Your pay
Take-home pay 2026 · Ontario
$2,068.70 / 2 weeks
$53,786 a year · $4,482.19 a month · $1,034.35 a week
2. Breakdown
| Year | Month | 2 weeks | |
|---|---|---|---|
| Gross pay | $70,000 | $5,833.33 | $2,692.31 |
| Federal tax | -$7,278 | -$606.52 | -$279.93 |
| Provincial tax | -$3,856 | -$321.31 | -$148.30 |
| CPP / CPP2 | -$3,957 | -$329.73 | -$152.18 |
| EI premiums | -$1,123 | -$93.59 | -$43.20 |
| Take-home pay | $53,786 | $4,482.19 | $2,068.70 |
Ontario tax includes the Ontario Health Premium of $600.
Employees, 2026 CRA payroll rates (T4127, January 2026), basic personal amounts only. Not included: Quebec, RRSP or union dues, other credits, low-income reductions in some provinces. Rules last checked: October 2026. Estimate, not tax advice. 🔒
✅ Rules last checked:
📚 Official sources: CRA payroll formulas (T4127)
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
🛠️ Spotted a mistake or an out-of-date rule? Tell us
Questions people ask
What are the federal tax brackets for 2026?+
14% up to $58,523, 20.5% up to $117,045, 26% up to $181,440, 29% up to $258,482 and 33% above. The basic personal amount is up to $16,452.
How much CPP and EI will I pay?+
CPP is 5.95% of earnings between $3,500 and $74,600 (max $4,230.45), plus CPP2 of 4% up to $85,000. EI is 1.63% up to $68,900 (max $1,123.07).
Why isn't Quebec included?+
Quebec has its own income tax, pension plan (QPP), parental insurance (QPIP) and a lower EI rate. We're adding it next.